1. New development in the hill in the middle of nowhere 4200 man yen.
Not too bad price considering the closest station is terminal station. However, there were garbage collection area right in front of the house. Not on the other side of the street. In front of the house.
2. Old home aprox. 30 years old in the prestigious neighborhood. 4000 man yen
We liked this house, but the earthquake resistant building registration would not give us tax credit if we get this house, unless we would do whole pricey inspection. Considering the trouble, we abondon the idea.
3. Old home in the quite bad shape with holes in the wall! 2700 man yen.
I have never see that much of the trashed house! I only see the possibility of demolishing the house itself, and rebuild new house.
4. New house 4100 man yen, close to the river. I looked up the place, it was flood hazard area.
The website I refereed for sorting out:
- It is silly to consider haunting possibilities. However, if you see many suicide and crimes in the perimeter of the house, that area might have been the area where low-income workers lives. This could be big consideration if you walk around with at night, no mention if you have kids to send school.
The below is my husband post to the facebook regarding the impression about the place 2.
We're not likely to buy this house, but just by way of sharing what the experience is like for friends back home...you should be able to feed this link to google translate or whatever...
This is the neighborhood I like best, near a river, with a local station nearby that has lots of amenities around it, though this house is at the base of the hill, and I would prefer to live up on the hill, and there was a house up there two weeks ago but it sold before we started looking.
This house was built in 1984, which is super fucking old by Japanese standards. This is after modern building standards were put into effect, so you can expect them to be sturdy, but Japanese people feel that houses naturally "rot" over time. Not sure how true it is, but they get moldy and infested is the fear. So whereas you get a nice tax break for a recently built house and a very nice tax break for new construction, you have a burden of a housing inspection and fixing anything deemed too far gone for something this old.
It was quite a bit nicer than I expected. The outside showed a bit of age, the bathrooms and wash room was kind of nasty and would need to be redone, the kitchen flooring needed to be redone and the kitchen itself would have to be redone pretty soon. There were two rooms with actual tatami and that's like one of those things...seems awesome to have but they are expensive to replace, they can get buggy, and are not necessarily compatible with pets.
It had a very nice little garden space, which tends to not be a thing on new development in the Tokyo area (to be honest, the huge new houses we saw up in Fukushima seemed to build out to the very edges of the plot also).
But here's the interesting part, we talked some numbers with our real estate guy, and this place is 39.8 million yen, right. That's like US$357,000.00
Interest rates are currently around half a percent.
Property taxes don't work the same here - it looks like you pay it up front or something? And while you do need mortgage insurance, that seems kind of low.
Anyway, the payment would work out to be something like 120,000 JPY a month - slightly more than $1000, for a 30-year term.
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