Sunday, June 3, 2018

Pre-approval of loan from Bank


We pre-applied for the application of the loan, using approximate sudo house application. According to the real estate people, it would be easier and shorten to get approved by bank when we are previously approved by the other banks.
This required the following documents.

- Drivers licence, and for my husband, Foreign registration card.
- Gensen-Choshu (Tax report given from your employee)
- Employee-issued proof letter of employment
- Work history letter
- Seal (A stamp with your name)

My husband wanted to live closer to metropolitan Tokyo, outskirt of capital area. He preferred new house, closer to the station than current apartment (approx 18 min walk) Those approximate price were no lower than 5000 man yen. (a half million USD)

On the other hand, I tend to like living in quiet area, while I need to commute to Tokyo more frequently than my husband.
I found an suburban area currently under urbanization plan, expanding to be railroad intersection.
I decided that location as an idea of counter offering idea of suburb area.

It is challenging to write down in forms and stamp the seal for my husband, since the form follows quite a local rule in Japan. So, I asked the copy of the forms previously, so that my husband can expect what should be filled in each square of the form.

But timing was not so great. My husband was getting Japanese test in the beginning of July. So, we decided put the process in hiatus in order for him to concentrate to the test, without getting bothered by collecting documentation/paperwork stuff.